▼ 0.50% · 3.625%
HK$21,742
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,418
−HK$687/mo
Today · 4.125%
HK$23,105
baseline
▲ 0.50% · 4.625%
HK$24,511
+HK$1,406/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$46,210/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,188
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,836
−HK$658/mo
Today · 4.125%
HK$25,494
baseline
▲ 0.50% · 4.625%
HK$26,838
+HK$1,344/mo
Deposit HK$4.77M · loan HK$4.77M · min. income ≈ HK$50,988/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,916
−HK$1,500/mo
▼ 0.25% · 3.875%
HK$24,660
−HK$756/mo
Today · 4.125%
HK$25,416
baseline
▲ 0.50% · 4.625%
HK$26,962
+HK$1,546/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$50,832/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,606
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$27,320
−HK$724/mo
Today · 4.125%
HK$28,044
baseline
▲ 0.50% · 4.625%
HK$29,522
+HK$1,478/mo
Deposit HK$4.29M · loan HK$5.24M · min. income ≈ HK$56,088/mo (50% DSR)
Upfront cash ≈ HK$4.61M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,090
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,902
−HK$824/mo
Today · 4.125%
HK$27,726
baseline
▲ 0.50% · 4.625%
HK$29,413
+HK$1,687/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$55,452/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,025
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,803
−HK$790/mo
Today · 4.125%
HK$30,593
baseline
▲ 0.50% · 4.625%
HK$32,206
+HK$1,613/mo
Deposit HK$3.81M · loan HK$5.72M · min. income ≈ HK$61,186/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,264
−HK$1,773/mo
▼ 0.25% · 3.875%
HK$29,143
−HK$894/mo
Today · 4.125%
HK$30,037
baseline
▲ 0.50% · 4.625%
HK$31,864
+HK$1,827/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$60,074/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,444
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$32,287
−HK$856/mo
Today · 4.125%
HK$33,143
baseline
▲ 0.50% · 4.625%
HK$34,890
+HK$1,747/mo
Deposit HK$3.34M · loan HK$6.20M · min. income ≈ HK$66,286/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,438
−HK$1,909/mo
▼ 0.25% · 3.875%
HK$31,385
−HK$962/mo
Today · 4.125%
HK$32,347
baseline
▲ 0.50% · 4.625%
HK$34,316
+HK$1,969/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$64,694/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,863
−HK$1,829/mo
▼ 0.25% · 3.875%
HK$34,771
−HK$921/mo
Today · 4.125%
HK$35,692
baseline
▲ 0.50% · 4.625%
HK$37,573
+HK$1,881/mo
Deposit HK$2.86M · loan HK$6.67M · min. income ≈ HK$71,384/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,613
−HK$2,045/mo
▼ 0.25% · 3.875%
HK$33,627
−HK$1,031/mo
Today · 4.125%
HK$34,658
baseline
▲ 0.50% · 4.625%
HK$36,767
+HK$2,109/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$69,316/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,281
−HK$1,960/mo
▼ 0.25% · 3.875%
HK$37,254
−HK$987/mo
Today · 4.125%
HK$38,241
baseline
▲ 0.50% · 4.625%
HK$40,257
+HK$2,016/mo
Deposit HK$2.38M · loan HK$7.15M · min. income ≈ HK$76,482/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,787
−HK$2,181/mo
▼ 0.25% · 3.875%
HK$35,869
−HK$1,099/mo
Today · 4.125%
HK$36,968
baseline
▲ 0.50% · 4.625%
HK$39,218
+HK$2,250/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$73,936/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,700
−HK$2,091/mo
▼ 0.25% · 3.875%
HK$39,738
−HK$1,053/mo
Today · 4.125%
HK$40,791
baseline
▲ 0.50% · 4.625%
HK$42,941
+HK$2,150/mo
Deposit HK$1.91M · loan HK$7.63M · min. income ≈ HK$81,582/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,961
−HK$2,318/mo
▼ 0.25% · 3.875%
HK$38,111
−HK$1,168/mo
Today · 4.125%
HK$39,279
baseline
▲ 0.50% · 4.625%
HK$41,669
+HK$2,390/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$78,558/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,119
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,222
−HK$1,118/mo
Today · 4.125%
HK$43,340
baseline
▲ 0.50% · 4.625%
HK$45,625
+HK$2,285/mo
Deposit HK$1.43M · loan HK$8.10M · min. income ≈ HK$86,680/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,135
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,353
−HK$1,236/mo
Today · 4.125%
HK$41,589
baseline
▲ 0.50% · 4.625%
HK$44,120
+HK$2,531/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$83,178/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,538
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,705
−HK$1,185/mo
Today · 4.125%
HK$45,890
baseline
▲ 0.50% · 4.625%
HK$48,309
+HK$2,419/mo
Deposit HK$953K · loan HK$8.58M · min. income ≈ HK$91,780/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$323,480 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).