▼ 0.50% · 3.625%
HK$20,207
−HK$1,267/mo
▼ 0.25% · 3.875%
HK$20,836
−HK$638/mo
Today · 4.125%
HK$21,474
baseline
▲ 0.50% · 4.625%
HK$22,781
+HK$1,307/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$42,948/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,480
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$23,083
−HK$612/mo
Today · 4.125%
HK$23,695
baseline
▲ 0.50% · 4.625%
HK$24,944
+HK$1,249/mo
Deposit HK$4.43M · loan HK$4.43M · min. income ≈ HK$47,390/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,228
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$22,919
−HK$703/mo
Today · 4.125%
HK$23,622
baseline
▲ 0.50% · 4.625%
HK$25,059
+HK$1,437/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$47,244/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,728
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$25,391
−HK$673/mo
Today · 4.125%
HK$26,064
baseline
▲ 0.50% · 4.625%
HK$27,438
+HK$1,374/mo
Deposit HK$3.99M · loan HK$4.87M · min. income ≈ HK$52,128/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,248
−HK$1,521/mo
▼ 0.25% · 3.875%
HK$25,003
−HK$766/mo
Today · 4.125%
HK$25,769
baseline
▲ 0.50% · 4.625%
HK$27,337
+HK$1,568/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$51,538/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,976
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$27,700
−HK$734/mo
Today · 4.125%
HK$28,434
baseline
▲ 0.50% · 4.625%
HK$29,932
+HK$1,498/mo
Deposit HK$3.54M · loan HK$5.32M · min. income ≈ HK$56,868/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,269
−HK$1,648/mo
▼ 0.25% · 3.875%
HK$27,086
−HK$831/mo
Today · 4.125%
HK$27,917
baseline
▲ 0.50% · 4.625%
HK$29,615
+HK$1,698/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$55,834/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,224
−HK$1,579/mo
▼ 0.25% · 3.875%
HK$30,008
−HK$795/mo
Today · 4.125%
HK$30,803
baseline
▲ 0.50% · 4.625%
HK$32,427
+HK$1,624/mo
Deposit HK$3.10M · loan HK$5.76M · min. income ≈ HK$61,606/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,290
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$29,170
−HK$894/mo
Today · 4.125%
HK$30,064
baseline
▲ 0.50% · 4.625%
HK$31,893
+HK$1,829/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$60,128/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,472
−HK$1,701/mo
▼ 0.25% · 3.875%
HK$32,316
−HK$857/mo
Today · 4.125%
HK$33,173
baseline
▲ 0.50% · 4.625%
HK$34,921
+HK$1,748/mo
Deposit HK$2.66M · loan HK$6.20M · min. income ≈ HK$66,346/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,311
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$31,253
−HK$958/mo
Today · 4.125%
HK$32,211
baseline
▲ 0.50% · 4.625%
HK$34,171
+HK$1,960/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$64,422/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,720
−HK$1,822/mo
▼ 0.25% · 3.875%
HK$34,625
−HK$917/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,416
+HK$1,874/mo
Deposit HK$2.22M · loan HK$6.65M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$2.48M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,331
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,337
−HK$1,022/mo
Today · 4.125%
HK$34,359
baseline
▲ 0.50% · 4.625%
HK$36,449
+HK$2,090/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$68,718/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,968
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,933
−HK$979/mo
Today · 4.125%
HK$37,912
baseline
▲ 0.50% · 4.625%
HK$39,910
+HK$1,998/mo
Deposit HK$1.77M · loan HK$7.09M · min. income ≈ HK$75,824/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,352
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,421
−HK$1,085/mo
Today · 4.125%
HK$36,506
baseline
▲ 0.50% · 4.625%
HK$38,728
+HK$2,222/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$73,012/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,216
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,241
−HK$1,040/mo
Today · 4.125%
HK$40,281
baseline
▲ 0.50% · 4.625%
HK$42,404
+HK$2,123/mo
Deposit HK$1.33M · loan HK$7.53M · min. income ≈ HK$80,562/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,373
−HK$2,281/mo
▼ 0.25% · 3.875%
HK$37,504
−HK$1,150/mo
Today · 4.125%
HK$38,654
baseline
▲ 0.50% · 4.625%
HK$41,006
+HK$2,352/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$77,308/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,464
−HK$2,186/mo
▼ 0.25% · 3.875%
HK$41,550
−HK$1,100/mo
Today · 4.125%
HK$42,650
baseline
▲ 0.50% · 4.625%
HK$44,899
+HK$2,249/mo
Deposit HK$886K · loan HK$7.98M · min. income ≈ HK$85,300/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$265,853 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).