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Crescira AVM · estimated value Medium confidence
HK$31.68M
≈ HK$20,063 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.50M, with repayments around HK$107,476/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$101,134
−HK$6,342/mo
▼ 0.25% · 3.875%
HK$104,280
−HK$3,196/mo
Today · 4.125%
HK$107,476
baseline
▲ 0.50% · 4.625%
HK$114,016
+HK$6,540/mo

Deposit HK$9.50M · loan HK$22.18M · min. income ≈ HK$214,952/mo (50% DSR)

Upfront cash ≈ HK$10.85M (deposit + AVD stamp duty HK$1,346,400 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
57/F
Flat
NO. 21
Saleable Area
1,579 ft²
Gross Area
2,052 ft²
Efficiency
77%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2009-10-16 HK$26.27M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 4 min walk · 267 m
Education
80
schools within 1 km (30 within 500 m)
Daily convenience
38
within 1 km (13 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com