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Crescira AVM · estimated value Medium confidence
HK$27.73M
≈ HK$17,416 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.32M, with repayments around HK$94,065/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$88,514
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$91,268
−HK$2,797/mo
Today · 4.125%
HK$94,065
baseline
▲ 0.50% · 4.625%
HK$99,789
+HK$5,724/mo

Deposit HK$8.32M · loan HK$19.41M · min. income ≈ HK$188,130/mo (50% DSR)

Upfront cash ≈ HK$9.50M (deposit + AVD stamp duty HK$1,178,395 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
NO. 11
Saleable Area
1,592 ft²
Gross Area
2,069 ft²
Efficiency
77%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2013-11-11 HK$19.80M −6.6%
2010-09-03 HK$21.21M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 4 min walk · 267 m
Education
80
schools within 1 km (30 within 500 m)
Daily convenience
38
within 1 km (13 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 80 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com