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Crescira AVM · estimated value Medium confidence
HK$21.99M
≈ HK$17,465 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.60M, with repayments around HK$74,596/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$70,194
−HK$4,402/mo
▼ 0.25% · 3.875%
HK$72,377
−HK$2,219/mo
Today · 4.125%
HK$74,596
baseline
▲ 0.50% · 4.625%
HK$79,134
+HK$4,538/mo

Deposit HK$6.60M · loan HK$15.39M · min. income ≈ HK$149,192/mo (50% DSR)

Upfront cash ≈ HK$7.53M (deposit + AVD stamp duty HK$934,493 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
16/F
Flat
28號
Saleable Area
1,259 ft²
Gross Area
1,643 ft²
Efficiency
77%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2023-07-12 HK$22.68M +29.6%
9.6y
2014-01-03 HK$17.50M +15.7%
5.6y
2008-06-26 HK$15.12M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
To Kwa Wan
≈ 4 min walk · 247 m
Education
81
schools within 1 km (27 within 500 m)
Daily convenience
38
within 1 km (17 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
61
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to To Kwa Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 81 schools within a 1 km walk.

Everyday convenience — 38 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 61 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com