▼ 0.50% · 3.625%
HK$22,636
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$23,340
−HK$715/mo
Today · 4.125%
HK$24,055
baseline
▲ 0.50% · 4.625%
HK$25,519
+HK$1,464/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$48,110/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,182
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$25,857
−HK$686/mo
Today · 4.125%
HK$26,543
baseline
▲ 0.50% · 4.625%
HK$27,942
+HK$1,399/mo
Deposit HK$4.96M · loan HK$4.96M · min. income ≈ HK$53,086/mo (50% DSR)
Upfront cash ≈ HK$5.33M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,899
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$25,674
−HK$787/mo
Today · 4.125%
HK$26,461
baseline
▲ 0.50% · 4.625%
HK$28,071
+HK$1,610/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$52,922/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,700
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,443
−HK$754/mo
Today · 4.125%
HK$29,197
baseline
▲ 0.50% · 4.625%
HK$30,736
+HK$1,539/mo
Deposit HK$4.47M · loan HK$5.46M · min. income ≈ HK$58,394/mo (50% DSR)
Upfront cash ≈ HK$4.83M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,163
−HK$1,703/mo
▼ 0.25% · 3.875%
HK$28,008
−HK$858/mo
Today · 4.125%
HK$28,866
baseline
▲ 0.50% · 4.625%
HK$30,623
+HK$1,757/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$57,732/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,219
−HK$1,632/mo
▼ 0.25% · 3.875%
HK$31,029
−HK$822/mo
Today · 4.125%
HK$31,851
baseline
▲ 0.50% · 4.625%
HK$33,530
+HK$1,679/mo
Deposit HK$3.97M · loan HK$5.96M · min. income ≈ HK$63,702/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,427
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,342
−HK$930/mo
Today · 4.125%
HK$31,272
baseline
▲ 0.50% · 4.625%
HK$33,175
+HK$1,903/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$62,544/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,737
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,615
−HK$890/mo
Today · 4.125%
HK$34,505
baseline
▲ 0.50% · 4.625%
HK$36,324
+HK$1,819/mo
Deposit HK$3.47M · loan HK$6.45M · min. income ≈ HK$69,010/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,690
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,676
−HK$1,001/mo
Today · 4.125%
HK$33,677
baseline
▲ 0.50% · 4.625%
HK$35,727
+HK$2,050/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$67,354/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,255
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,200
−HK$960/mo
Today · 4.125%
HK$37,160
baseline
▲ 0.50% · 4.625%
HK$39,118
+HK$1,958/mo
Deposit HK$2.98M · loan HK$6.95M · min. income ≈ HK$74,320/mo (50% DSR)
Upfront cash ≈ HK$3.34M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,954
−HK$2,129/mo
▼ 0.25% · 3.875%
HK$35,010
−HK$1,073/mo
Today · 4.125%
HK$36,083
baseline
▲ 0.50% · 4.625%
HK$38,278
+HK$2,195/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$72,166/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,773
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,786
−HK$1,028/mo
Today · 4.125%
HK$39,814
baseline
▲ 0.50% · 4.625%
HK$41,913
+HK$2,099/mo
Deposit HK$2.48M · loan HK$7.45M · min. income ≈ HK$79,628/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,217
−HK$2,271/mo
▼ 0.25% · 3.875%
HK$37,344
−HK$1,144/mo
Today · 4.125%
HK$38,488
baseline
▲ 0.50% · 4.625%
HK$40,830
+HK$2,342/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$76,976/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,291
−HK$2,177/mo
▼ 0.25% · 3.875%
HK$41,372
−HK$1,096/mo
Today · 4.125%
HK$42,468
baseline
▲ 0.50% · 4.625%
HK$44,707
+HK$2,239/mo
Deposit HK$1.99M · loan HK$7.94M · min. income ≈ HK$84,936/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,481
−HK$2,413/mo
▼ 0.25% · 3.875%
HK$39,678
−HK$1,216/mo
Today · 4.125%
HK$40,894
baseline
▲ 0.50% · 4.625%
HK$43,382
+HK$2,488/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$81,788/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,810
−HK$2,312/mo
▼ 0.25% · 3.875%
HK$43,958
−HK$1,164/mo
Today · 4.125%
HK$45,122
baseline
▲ 0.50% · 4.625%
HK$47,501
+HK$2,379/mo
Deposit HK$1.49M · loan HK$8.44M · min. income ≈ HK$90,244/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,744
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,012
−HK$1,288/mo
Today · 4.125%
HK$43,300
baseline
▲ 0.50% · 4.625%
HK$45,934
+HK$2,634/mo
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$86,600/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,328
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$46,543
−HK$1,234/mo
Today · 4.125%
HK$47,777
baseline
▲ 0.50% · 4.625%
HK$50,295
+HK$2,518/mo
Deposit HK$993K · loan HK$8.93M · min. income ≈ HK$95,554/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$362,688 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).