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Crescira AVM · estimated value Medium confidence
HK$104.56M
≈ HK$51,661 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$31.37M, with repayments around HK$354,730/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$333,798
−HK$20,932/mo
▼ 0.25% · 3.875%
HK$344,181
−HK$10,549/mo
Today · 4.125%
HK$354,730
baseline
▲ 0.50% · 4.625%
HK$376,315
+HK$21,585/mo

Deposit HK$31.37M · loan HK$73.19M · min. income ≈ HK$709,460/mo (50% DSR)

Upfront cash ≈ HK$36.99M (deposit + AVD stamp duty HK$5,618,494 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
21/F
Flat
A
Saleable Area
2,024 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2023-05-15 HK$121.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 6 min walk · 407 m
Education
86
schools within 1 km (17 within 500 m)
Daily convenience
72
within 1 km (9 within 500 m)
Health
10
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 86 schools within a 1 km walk.

Everyday convenience — 72 shopping and daily-needs spots nearby.

Healthcare close by — 10 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com