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Crescira AVM · estimated value ● Medium confidence
HK$45.62M
≈ HK$24,914 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$13.69M, with repayments around HK$154,761/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$145,629
−HK$9,132/mo
▼ 0.25% · 3.875%
HK$150,159
−HK$4,602/mo
Today · 4.125%
HK$154,761
baseline
▲ 0.50% · 4.625%
HK$164,178
+HK$9,417/mo

Deposit HK$13.69M · loan HK$31.93M · min. income ≈ HK$309,522/mo (50% DSR)

Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,938,762 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,831 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2018-05-17 HK$47.00M +25.0%
3.9y
2014-06-10 HK$37.59M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 10 min walk · 782 m
Education
108
schools within 1 km (19 within 500 m)
Daily convenience
39
within 1 km (4 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 108 schools within a 1 km walk.

Everyday convenience — 39 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building