▼ 0.50% · 3.625%
HK$22,485
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$23,185
−HK$710/mo
Today · 4.125%
HK$23,895
baseline
▲ 0.50% · 4.625%
HK$25,349
+HK$1,454/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$47,790/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,015
−HK$1,351/mo
▼ 0.25% · 3.875%
HK$25,686
−HK$680/mo
Today · 4.125%
HK$26,366
baseline
▲ 0.50% · 4.625%
HK$27,756
+HK$1,390/mo
Deposit HK$4.93M · loan HK$4.93M · min. income ≈ HK$52,732/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,734
−HK$1,551/mo
▼ 0.25% · 3.875%
HK$25,503
−HK$782/mo
Today · 4.125%
HK$26,285
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,599/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$52,570/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,516
−HK$1,487/mo
▼ 0.25% · 3.875%
HK$28,254
−HK$749/mo
Today · 4.125%
HK$29,003
baseline
▲ 0.50% · 4.625%
HK$30,532
+HK$1,529/mo
Deposit HK$4.44M · loan HK$5.42M · min. income ≈ HK$58,006/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,982
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,822
−HK$852/mo
Today · 4.125%
HK$28,674
baseline
▲ 0.50% · 4.625%
HK$30,419
+HK$1,745/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$57,348/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,018
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,823
−HK$816/mo
Today · 4.125%
HK$31,639
baseline
▲ 0.50% · 4.625%
HK$33,307
+HK$1,668/mo
Deposit HK$3.94M · loan HK$5.92M · min. income ≈ HK$63,278/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,231
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,140
−HK$924/mo
Today · 4.125%
HK$31,064
baseline
▲ 0.50% · 4.625%
HK$32,954
+HK$1,890/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$62,128/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,519
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$33,391
−HK$885/mo
Today · 4.125%
HK$34,276
baseline
▲ 0.50% · 4.625%
HK$36,083
+HK$1,807/mo
Deposit HK$3.45M · loan HK$6.41M · min. income ≈ HK$68,552/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,479
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$32,459
−HK$994/mo
Today · 4.125%
HK$33,453
baseline
▲ 0.50% · 4.625%
HK$35,489
+HK$2,036/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$66,906/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,021
−HK$1,892/mo
▼ 0.25% · 3.875%
HK$35,960
−HK$953/mo
Today · 4.125%
HK$36,913
baseline
▲ 0.50% · 4.625%
HK$38,858
+HK$1,945/mo
Deposit HK$2.96M · loan HK$6.90M · min. income ≈ HK$73,826/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,728
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$34,777
−HK$1,066/mo
Today · 4.125%
HK$35,843
baseline
▲ 0.50% · 4.625%
HK$38,024
+HK$2,181/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$71,686/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,522
−HK$2,027/mo
▼ 0.25% · 3.875%
HK$38,528
−HK$1,021/mo
Today · 4.125%
HK$39,549
baseline
▲ 0.50% · 4.625%
HK$41,634
+HK$2,085/mo
Deposit HK$2.47M · loan HK$7.40M · min. income ≈ HK$79,098/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,976
−HK$2,257/mo
▼ 0.25% · 3.875%
HK$37,096
−HK$1,137/mo
Today · 4.125%
HK$38,233
baseline
▲ 0.50% · 4.625%
HK$40,559
+HK$2,326/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$76,466/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,023
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$41,097
−HK$1,089/mo
Today · 4.125%
HK$42,186
baseline
▲ 0.50% · 4.625%
HK$44,409
+HK$2,223/mo
Deposit HK$1.97M · loan HK$7.89M · min. income ≈ HK$84,372/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,225
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$39,414
−HK$1,208/mo
Today · 4.125%
HK$40,622
baseline
▲ 0.50% · 4.625%
HK$43,094
+HK$2,472/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$81,244/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,525
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$43,665
−HK$1,157/mo
Today · 4.125%
HK$44,822
baseline
▲ 0.50% · 4.625%
HK$47,185
+HK$2,363/mo
Deposit HK$1.48M · loan HK$8.38M · min. income ≈ HK$89,644/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,474
−HK$2,538/mo
▼ 0.25% · 3.875%
HK$41,732
−HK$1,280/mo
Today · 4.125%
HK$43,012
baseline
▲ 0.50% · 4.625%
HK$45,629
+HK$2,617/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$86,024/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,026
−HK$2,433/mo
▼ 0.25% · 3.875%
HK$46,234
−HK$1,225/mo
Today · 4.125%
HK$47,459
baseline
▲ 0.50% · 4.625%
HK$49,961
+HK$2,502/mo
Deposit HK$986K · loan HK$8.87M · min. income ≈ HK$94,918/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$356,086 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).