▼ 0.50% · 3.625%
HK$19,355
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,957
−HK$612/mo
Today · 4.125%
HK$20,569
baseline
▲ 0.50% · 4.625%
HK$21,820
+HK$1,251/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,138/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,532
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,110
−HK$585/mo
Today · 4.125%
HK$22,695
baseline
▲ 0.50% · 4.625%
HK$23,892
+HK$1,197/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,390/mo (50% DSR)
Upfront cash ≈ HK$4.50M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,290
−HK$1,335/mo
▼ 0.25% · 3.875%
HK$21,953
−HK$672/mo
Today · 4.125%
HK$22,625
baseline
▲ 0.50% · 4.625%
HK$24,002
+HK$1,377/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$45,250/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,321
−HK$644/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,281
+HK$1,316/mo
Deposit HK$3.82M · loan HK$4.67M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,948
−HK$734/mo
Today · 4.125%
HK$24,682
baseline
▲ 0.50% · 4.625%
HK$26,184
+HK$1,502/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$49,364/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,839
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,532
−HK$703/mo
Today · 4.125%
HK$27,235
baseline
▲ 0.50% · 4.625%
HK$28,670
+HK$1,435/mo
Deposit HK$3.40M · loan HK$5.09M · min. income ≈ HK$54,470/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,161
−HK$1,578/mo
▼ 0.25% · 3.875%
HK$25,944
−HK$795/mo
Today · 4.125%
HK$26,739
baseline
▲ 0.50% · 4.625%
HK$28,366
+HK$1,627/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$53,478/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,992
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,742
−HK$762/mo
Today · 4.125%
HK$29,504
baseline
▲ 0.50% · 4.625%
HK$31,059
+HK$1,555/mo
Deposit HK$2.97M · loan HK$5.52M · min. income ≈ HK$59,008/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,097
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,940
−HK$856/mo
Today · 4.125%
HK$28,796
baseline
▲ 0.50% · 4.625%
HK$30,548
+HK$1,752/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$57,592/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,145
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,953
−HK$821/mo
Today · 4.125%
HK$31,774
baseline
▲ 0.50% · 4.625%
HK$33,448
+HK$1,674/mo
Deposit HK$2.55M · loan HK$5.94M · min. income ≈ HK$63,548/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,032
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,935
−HK$918/mo
Today · 4.125%
HK$30,853
baseline
▲ 0.50% · 4.625%
HK$32,730
+HK$1,877/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$61,706/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,298
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$33,164
−HK$879/mo
Today · 4.125%
HK$34,043
baseline
▲ 0.50% · 4.625%
HK$35,838
+HK$1,795/mo
Deposit HK$2.12M · loan HK$6.37M · min. income ≈ HK$68,086/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,968
−HK$1,942/mo
▼ 0.25% · 3.875%
HK$31,931
−HK$979/mo
Today · 4.125%
HK$32,910
baseline
▲ 0.50% · 4.625%
HK$34,912
+HK$2,002/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$65,820/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,451
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$35,375
−HK$938/mo
Today · 4.125%
HK$36,313
baseline
▲ 0.50% · 4.625%
HK$38,227
+HK$1,914/mo
Deposit HK$1.70M · loan HK$6.79M · min. income ≈ HK$72,626/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,903
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,927
−HK$1,040/mo
Today · 4.125%
HK$34,967
baseline
▲ 0.50% · 4.625%
HK$37,094
+HK$2,127/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$69,934/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,605
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$37,586
−HK$996/mo
Today · 4.125%
HK$38,582
baseline
▲ 0.50% · 4.625%
HK$40,616
+HK$2,034/mo
Deposit HK$1.27M · loan HK$7.21M · min. income ≈ HK$77,164/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,839
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$35,922
−HK$1,101/mo
Today · 4.125%
HK$37,023
baseline
▲ 0.50% · 4.625%
HK$39,276
+HK$2,253/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$74,046/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,758
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$39,797
−HK$1,055/mo
Today · 4.125%
HK$40,852
baseline
▲ 0.50% · 4.625%
HK$43,005
+HK$2,153/mo
Deposit HK$849K · loan HK$7.64M · min. income ≈ HK$81,704/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,641 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).