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Crescira AVM · estimated value ● Medium confidence
HK$5.85M
≈ HK$8,796 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$585K, with repayments around HK$25,513/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$24,008
−HK$1,505/mo
▼ 0.25% · 3.875%
HK$24,755
−HK$758/mo
Today · 4.125%
HK$25,513
baseline
▲ 0.50% · 4.625%
HK$27,066
+HK$1,553/mo

Deposit HK$585K · loan HK$5.26M · min. income ≈ HK$51,026/mo (50% DSR)

Upfront cash ≈ HK$717K (deposit + AVD stamp duty HK$131,608 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
2/F
Flat
C
Saleable Area
665 ft²
Gross Area
1,060 ft²
Efficiency
63%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
1997-06-19 HK$3.38M +61.0%
1.2y
1996-04-09 HK$2.10M +9.4%
1995-08-29 HK$1.92M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 8 min walk · 623 m
Education
71
schools within 1 km (18 within 500 m)
Daily convenience
88
within 1 km (25 within 500 m)
Health
16
hospitals/clinics within 1 km
Recreation
83
parks, libraries, sports within 1 km

Family-friendly — 71 schools within a 1 km walk.

Everyday convenience — 88 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 83 parks, libraries and sports venues nearby.

Location

Other appraised units in this building