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Crescira AVM · estimated value Medium confidence
HK$10.60M
≈ HK$13,003 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.18M, with repayments around HK$35,953/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,831
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,884
−HK$1,069/mo
Today · 4.125%
HK$35,953
baseline
▲ 0.50% · 4.625%
HK$38,141
+HK$2,188/mo

Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$71,906/mo (50% DSR)

Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,412 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
A
Saleable Area
815 ft²
Gross Area
938 ft²
Efficiency
87%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2018-05-10 HK$11.80M +67.4%
7.0y
2011-04-13 HK$7.05M +19.5%
2010-08-19 HK$5.90M +55.7%
2005-05-28 HK$3.79M +57.9%
2003-01-27 HK$2.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 11 min walk · 852 m
Education
109
schools within 1 km (21 within 500 m)
Daily convenience
34
within 1 km (3 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
53
parks, libraries, sports within 1 km

Family-friendly — 109 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 53 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com