▼ 0.50% · 3.625%
HK$18,261
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,829
−HK$577/mo
Today · 4.125%
HK$19,406
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,181/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$38,812/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,315
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,860
−HK$553/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,541
+HK$1,128/mo
Deposit HK$4.00M · loan HK$4.00M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,087
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,712
−HK$635/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,645
+HK$1,298/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,347
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,946
−HK$608/mo
Today · 4.125%
HK$23,554
baseline
▲ 0.50% · 4.625%
HK$24,795
+HK$1,241/mo
Deposit HK$3.60M · loan HK$4.40M · min. income ≈ HK$47,108/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,913
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,595
−HK$692/mo
Today · 4.125%
HK$23,287
baseline
▲ 0.50% · 4.625%
HK$24,704
+HK$1,417/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$46,574/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,378
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,032
−HK$663/mo
Today · 4.125%
HK$25,695
baseline
▲ 0.50% · 4.625%
HK$27,050
+HK$1,355/mo
Deposit HK$3.20M · loan HK$4.80M · min. income ≈ HK$51,390/mo (50% DSR)
Upfront cash ≈ HK$3.44M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,478
−HK$750/mo
Today · 4.125%
HK$25,228
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,535/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$50,456/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,410
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$718/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,304
+HK$1,468/mo
Deposit HK$2.80M · loan HK$5.21M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,565
−HK$1,603/mo
▼ 0.25% · 3.875%
HK$26,360
−HK$808/mo
Today · 4.125%
HK$27,168
baseline
▲ 0.50% · 4.625%
HK$28,822
+HK$1,654/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$54,336/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,441
−HK$1,537/mo
▼ 0.25% · 3.875%
HK$29,204
−HK$774/mo
Today · 4.125%
HK$29,978
baseline
▲ 0.50% · 4.625%
HK$31,558
+HK$1,580/mo
Deposit HK$2.40M · loan HK$5.61M · min. income ≈ HK$59,956/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,391
−HK$1,718/mo
▼ 0.25% · 3.875%
HK$28,243
−HK$866/mo
Today · 4.125%
HK$29,109
baseline
▲ 0.50% · 4.625%
HK$30,880
+HK$1,771/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,218/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,473
−HK$1,646/mo
▼ 0.25% · 3.875%
HK$31,290
−HK$829/mo
Today · 4.125%
HK$32,119
baseline
▲ 0.50% · 4.625%
HK$33,812
+HK$1,693/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,238/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,217
−HK$1,833/mo
▼ 0.25% · 3.875%
HK$30,126
−HK$924/mo
Today · 4.125%
HK$31,050
baseline
▲ 0.50% · 4.625%
HK$32,939
+HK$1,889/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$62,100/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,504
−HK$1,756/mo
▼ 0.25% · 3.875%
HK$33,376
−HK$884/mo
Today · 4.125%
HK$34,260
baseline
▲ 0.50% · 4.625%
HK$36,066
+HK$1,806/mo
Deposit HK$1.60M · loan HK$6.41M · min. income ≈ HK$68,520/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,043
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$981/mo
Today · 4.125%
HK$32,990
baseline
▲ 0.50% · 4.625%
HK$34,998
+HK$2,008/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$65,980/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,536
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$35,462
−HK$939/mo
Today · 4.125%
HK$36,401
baseline
▲ 0.50% · 4.625%
HK$38,320
+HK$1,919/mo
Deposit HK$1.20M · loan HK$6.81M · min. income ≈ HK$72,802/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,870
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,892
−HK$1,039/mo
Today · 4.125%
HK$34,931
baseline
▲ 0.50% · 4.625%
HK$37,056
+HK$2,125/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$69,862/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,567
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,548
−HK$995/mo
Today · 4.125%
HK$38,543
baseline
▲ 0.50% · 4.625%
HK$40,574
+HK$2,031/mo
Deposit HK$801K · loan HK$7.21M · min. income ≈ HK$77,086/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,248 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).