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Crescira AVM · estimated value Medium confidence
HK$14.63M
≈ HK$11,234 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.39M, with repayments around HK$49,624/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,696
−HK$2,928/mo
▼ 0.25% · 3.875%
HK$48,148
−HK$1,476/mo
Today · 4.125%
HK$49,624
baseline
▲ 0.50% · 4.625%
HK$52,643
+HK$3,019/mo

Deposit HK$4.39M · loan HK$10.24M · min. income ≈ HK$99,248/mo (50% DSR)

Upfront cash ≈ HK$4.94M (deposit + AVD stamp duty HK$548,524 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
B
Saleable Area
1,302 ft²
Gross Area
1,060 ft²
Efficiency
123%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2025-06-04 HK$11.80M +38.8%
18.0y
2007-07-09 HK$8.50M +27.6%
2005-09-05 HK$6.66M +12.9%
2005-07-21 HK$5.90M +66.2%
3.5y
2002-01-18 HK$3.55M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 12 min walk · 938 m
Education
113
schools within 1 km (25 within 500 m)
Daily convenience
26
within 1 km (0 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Family-friendly — 113 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com