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Crescira AVM · estimated value Medium confidence
HK$15.33M
≈ HK$13,121 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.60M, with repayments around HK$51,992/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,924
−HK$3,068/mo
▼ 0.25% · 3.875%
HK$50,446
−HK$1,546/mo
Today · 4.125%
HK$51,992
baseline
▲ 0.50% · 4.625%
HK$55,156
+HK$3,164/mo

Deposit HK$4.60M · loan HK$10.73M · min. income ≈ HK$103,984/mo (50% DSR)

Upfront cash ≈ HK$5.17M (deposit + AVD stamp duty HK$574,705 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
D
Saleable Area
1,168 ft²
Gross Area
1,476 ft²
Efficiency
79%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2010-03-01 HK$9.60M +129.1%
2002-12-11 HK$4.19M +49.6%
1996-10-04 HK$2.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 10 min walk · 743 m
Education
110
schools within 1 km (24 within 500 m)
Daily convenience
21
within 1 km (1 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 110 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com