▼ 0.50% · 3.625%
HK$22,589
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$23,292
−HK$714/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,461/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,804
−HK$684/mo
Today · 4.125%
HK$26,488
baseline
▲ 0.50% · 4.625%
HK$27,884
+HK$1,396/mo
Deposit HK$4.95M · loan HK$4.95M · min. income ≈ HK$52,976/mo (50% DSR)
Upfront cash ≈ HK$5.31M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$786/mo
Today · 4.125%
HK$26,407
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,606/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$52,814/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,644
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$28,385
−HK$752/mo
Today · 4.125%
HK$29,137
baseline
▲ 0.50% · 4.625%
HK$30,673
+HK$1,536/mo
Deposit HK$4.46M · loan HK$5.45M · min. income ≈ HK$58,274/mo (50% DSR)
Upfront cash ≈ HK$4.82M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,107
−HK$1,700/mo
▼ 0.25% · 3.875%
HK$27,950
−HK$857/mo
Today · 4.125%
HK$28,807
baseline
▲ 0.50% · 4.625%
HK$30,560
+HK$1,753/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$57,614/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,157
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,965
−HK$821/mo
Today · 4.125%
HK$31,786
baseline
▲ 0.50% · 4.625%
HK$33,461
+HK$1,675/mo
Deposit HK$3.96M · loan HK$5.94M · min. income ≈ HK$63,572/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,366
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$30,280
−HK$928/mo
Today · 4.125%
HK$31,208
baseline
▲ 0.50% · 4.625%
HK$33,107
+HK$1,899/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$62,416/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,670
−HK$1,765/mo
▼ 0.25% · 3.875%
HK$33,546
−HK$889/mo
Today · 4.125%
HK$34,435
baseline
▲ 0.50% · 4.625%
HK$36,250
+HK$1,815/mo
Deposit HK$3.47M · loan HK$6.44M · min. income ≈ HK$68,870/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,625
−HK$1,983/mo
▼ 0.25% · 3.875%
HK$32,609
−HK$999/mo
Today · 4.125%
HK$33,608
baseline
▲ 0.50% · 4.625%
HK$35,653
+HK$2,045/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$67,216/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,183
−HK$1,900/mo
▼ 0.25% · 3.875%
HK$36,126
−HK$957/mo
Today · 4.125%
HK$37,083
baseline
▲ 0.50% · 4.625%
HK$39,038
+HK$1,955/mo
Deposit HK$2.97M · loan HK$6.93M · min. income ≈ HK$74,166/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,884
−HK$2,125/mo
▼ 0.25% · 3.875%
HK$34,938
−HK$1,071/mo
Today · 4.125%
HK$36,009
baseline
▲ 0.50% · 4.625%
HK$38,200
+HK$2,191/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$72,018/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,696
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,707
−HK$1,025/mo
Today · 4.125%
HK$39,732
baseline
▲ 0.50% · 4.625%
HK$41,827
+HK$2,095/mo
Deposit HK$2.48M · loan HK$7.43M · min. income ≈ HK$79,464/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,143
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$37,267
−HK$1,143/mo
Today · 4.125%
HK$38,410
baseline
▲ 0.50% · 4.625%
HK$40,747
+HK$2,337/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$76,820/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,209
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$41,287
−HK$1,094/mo
Today · 4.125%
HK$42,381
baseline
▲ 0.50% · 4.625%
HK$44,615
+HK$2,234/mo
Deposit HK$1.98M · loan HK$7.93M · min. income ≈ HK$84,762/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,402
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$39,597
−HK$1,213/mo
Today · 4.125%
HK$40,810
baseline
▲ 0.50% · 4.625%
HK$43,293
+HK$2,483/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$81,620/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,722
−HK$2,308/mo
▼ 0.25% · 3.875%
HK$43,868
−HK$1,162/mo
Today · 4.125%
HK$45,030
baseline
▲ 0.50% · 4.625%
HK$47,404
+HK$2,374/mo
Deposit HK$1.49M · loan HK$8.42M · min. income ≈ HK$90,060/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,661
−HK$2,550/mo
▼ 0.25% · 3.875%
HK$41,926
−HK$1,285/mo
Today · 4.125%
HK$43,211
baseline
▲ 0.50% · 4.625%
HK$45,840
+HK$2,629/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$86,422/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,235
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$46,448
−HK$1,231/mo
Today · 4.125%
HK$47,679
baseline
▲ 0.50% · 4.625%
HK$50,192
+HK$2,513/mo
Deposit HK$991K · loan HK$8.92M · min. income ≈ HK$95,358/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$360,653 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).