Skip to content
Crescira AVM · estimated value Medium confidence
HK$5.25M
≈ HK$9,266 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$525K, with repayments around HK$22,915/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$21,563
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,234
−HK$681/mo
Today · 4.125%
HK$22,915
baseline
▲ 0.50% · 4.625%
HK$24,309
+HK$1,394/mo

Deposit HK$525K · loan HK$4.73M · min. income ≈ HK$45,830/mo (50% DSR)

Upfront cash ≈ HK$644K (deposit + AVD stamp duty HK$118,205 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
21/F
Flat
C
Saleable Area
567 ft²
Gross Area
736 ft²
Efficiency
77%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2017-12-08 HK$6.38M +87.1%
7.3y
2010-08-18 HK$3.41M +56.4%
2001-02-01 HK$2.18M −60.3%
1997-07-19 HK$5.49M +14.4%
1997-05-07 HK$4.80M +34.8%
1996-12-17 HK$3.56M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Fong
≈ 12 min walk · 938 m
Education
12
schools within 1 km (2 within 500 m)
Daily convenience
11
within 1 km (3 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
18
parks, libraries, sports within 1 km

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 18 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com