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G/F NO. 24

in 23-24 Chung Shan Terrace

Kwai Tsing District · New Territories West

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Crescira AVM · estimated value Medium confidence
HK$18.59M
≈ HK$7,502 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.58M, with repayments around HK$63,070/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$59,348
−HK$3,722/mo
▼ 0.25% · 3.875%
HK$61,194
−HK$1,876/mo
Today · 4.125%
HK$63,070
baseline
▲ 0.50% · 4.625%
HK$66,907
+HK$3,837/mo

Deposit HK$5.58M · loan HK$13.01M · min. income ≈ HK$126,140/mo (50% DSR)

Upfront cash ≈ HK$6.27M (deposit + AVD stamp duty HK$697,148 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
NO. 24
Saleable Area
2,478 ft²
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2007-10-22 HK$2.15M +21.5%
2004-09-04 HK$1.77M +60.9%
2004-08-10 HK$1.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mei Foo
≈ 10 min walk · 794 m
Education
16
schools within 1 km (3 within 500 m)
Daily convenience
16
within 1 km (3 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Family-friendly — 16 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com