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Crescira AVM · estimated value Medium confidence
HK$5.79M
≈ HK$9,141 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$579K, with repayments around HK$25,239/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,750
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,488
−HK$751/mo
Today · 4.125%
HK$25,239
baseline
▲ 0.50% · 4.625%
HK$26,775
+HK$1,536/mo

Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,478/mo (50% DSR)

Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,192 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
C
Saleable Area
633 ft²
Gross Area
839 ft²
Efficiency
75%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2026-05-12 HK$5.38M −10.3%
10.0y
2016-05-13 HK$6.00M +31.9%
4.1y
2012-04-24 HK$4.55M −26.6%
1997-09-04 HK$6.20M +33.3%
1997-04-07 HK$4.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Fong
≈ 12 min walk · 938 m
Education
12
schools within 1 km (2 within 500 m)
Daily convenience
11
within 1 km (3 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
18
parks, libraries, sports within 1 km

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 11 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 18 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com