▼ 0.50% · 3.625%
HK$22,756
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,463
−HK$719/mo
Today · 4.125%
HK$24,182
baseline
▲ 0.50% · 4.625%
HK$25,654
+HK$1,472/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$48,364/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,315
−HK$1,368/mo
▼ 0.25% · 3.875%
HK$25,994
−HK$689/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,089
+HK$1,406/mo
Deposit HK$4.99M · loan HK$4.99M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,031
−HK$1,570/mo
▼ 0.25% · 3.875%
HK$25,810
−HK$791/mo
Today · 4.125%
HK$26,601
baseline
▲ 0.50% · 4.625%
HK$28,219
+HK$1,618/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$53,202/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,504/mo
▼ 0.25% · 3.875%
HK$28,594
−HK$757/mo
Today · 4.125%
HK$29,351
baseline
▲ 0.50% · 4.625%
HK$30,898
+HK$1,547/mo
Deposit HK$4.49M · loan HK$5.49M · min. income ≈ HK$58,702/mo (50% DSR)
Upfront cash ≈ HK$4.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,307
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$28,156
−HK$863/mo
Today · 4.125%
HK$29,019
baseline
▲ 0.50% · 4.625%
HK$30,785
+HK$1,766/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$58,038/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,378
−HK$1,642/mo
▼ 0.25% · 3.875%
HK$31,193
−HK$827/mo
Today · 4.125%
HK$32,020
baseline
▲ 0.50% · 4.625%
HK$33,707
+HK$1,687/mo
Deposit HK$3.99M · loan HK$5.99M · min. income ≈ HK$64,040/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,582
−HK$1,855/mo
▼ 0.25% · 3.875%
HK$30,502
−HK$935/mo
Today · 4.125%
HK$31,437
baseline
▲ 0.50% · 4.625%
HK$33,350
+HK$1,913/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$62,874/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,910
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,792
−HK$896/mo
Today · 4.125%
HK$34,688
baseline
▲ 0.50% · 4.625%
HK$36,516
+HK$1,828/mo
Deposit HK$3.49M · loan HK$6.49M · min. income ≈ HK$69,376/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,858
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,849
−HK$1,006/mo
Today · 4.125%
HK$33,855
baseline
▲ 0.50% · 4.625%
HK$35,915
+HK$2,060/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$67,710/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,441
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,392
−HK$964/mo
Today · 4.125%
HK$37,356
baseline
▲ 0.50% · 4.625%
HK$39,325
+HK$1,969/mo
Deposit HK$2.99M · loan HK$6.99M · min. income ≈ HK$74,712/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,133
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$35,195
−HK$1,079/mo
Today · 4.125%
HK$36,274
baseline
▲ 0.50% · 4.625%
HK$38,481
+HK$2,207/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$72,548/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,973
−HK$2,051/mo
▼ 0.25% · 3.875%
HK$38,991
−HK$1,033/mo
Today · 4.125%
HK$40,024
baseline
▲ 0.50% · 4.625%
HK$42,134
+HK$2,110/mo
Deposit HK$2.49M · loan HK$7.48M · min. income ≈ HK$80,048/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,409
−HK$2,283/mo
▼ 0.25% · 3.875%
HK$37,541
−HK$1,151/mo
Today · 4.125%
HK$38,692
baseline
▲ 0.50% · 4.625%
HK$41,046
+HK$2,354/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$77,384/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,504
−HK$2,189/mo
▼ 0.25% · 3.875%
HK$41,591
−HK$1,102/mo
Today · 4.125%
HK$42,693
baseline
▲ 0.50% · 4.625%
HK$44,943
+HK$2,250/mo
Deposit HK$2.00M · loan HK$7.98M · min. income ≈ HK$85,386/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,684
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$39,888
−HK$1,222/mo
Today · 4.125%
HK$41,110
baseline
▲ 0.50% · 4.625%
HK$43,612
+HK$2,502/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$82,220/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,036
−HK$2,325/mo
▼ 0.25% · 3.875%
HK$44,190
−HK$1,171/mo
Today · 4.125%
HK$45,361
baseline
▲ 0.50% · 4.625%
HK$47,752
+HK$2,391/mo
Deposit HK$1.50M · loan HK$8.48M · min. income ≈ HK$90,722/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,960
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,234
−HK$1,294/mo
Today · 4.125%
HK$43,528
baseline
▲ 0.50% · 4.625%
HK$46,177
+HK$2,649/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$87,056/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,567
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,790
−HK$1,239/mo
Today · 4.125%
HK$48,029
baseline
▲ 0.50% · 4.625%
HK$50,561
+HK$2,532/mo
Deposit HK$998K · loan HK$8.98M · min. income ≈ HK$96,058/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$367,937 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).