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Crescira AVM · estimated value Medium confidence
HK$78.83M
≈ HK$54,326 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$23.65M, with repayments around HK$267,427/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$251,646
−HK$15,781/mo
▼ 0.25% · 3.875%
HK$259,474
−HK$7,953/mo
Today · 4.125%
HK$267,427
baseline
▲ 0.50% · 4.625%
HK$283,699
+HK$16,272/mo

Deposit HK$23.65M · loan HK$55.18M · min. income ≈ HK$534,854/mo (50% DSR)

Upfront cash ≈ HK$27.00M (deposit + AVD stamp duty HK$3,350,175 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
79/F
Flat
A
Saleable Area
1,451 ft²
District
Yau Tsim Mong District · Kowloon
School net (POA)
31

Transaction History

No sales for this unit in our data.

That may mean no sales took place, or that our source data doesn't cover them.

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon
≈ 2 min walk · 108 m
Education
12
schools within 1 km (2 within 500 m)
Daily convenience
22
within 1 km (3 within 500 m)
Health
5
hospitals/clinics within 1 km
Recreation
20
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Kowloon Station (a rail station within an 8-min walk earns this label).

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 5 hospitals/clinics within 1 km.

Green space & leisure — 20 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com