▼ 0.50% · 3.625%
HK$22,459
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$23,158
−HK$709/mo
Today · 4.125%
HK$23,867
baseline
▲ 0.50% · 4.625%
HK$25,320
+HK$1,453/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$47,734/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,985
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$25,656
−HK$679/mo
Today · 4.125%
HK$26,335
baseline
▲ 0.50% · 4.625%
HK$27,724
+HK$1,389/mo
Deposit HK$4.92M · loan HK$4.92M · min. income ≈ HK$52,670/mo (50% DSR)
Upfront cash ≈ HK$5.28M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,705
−HK$1,549/mo
▼ 0.25% · 3.875%
HK$25,473
−HK$781/mo
Today · 4.125%
HK$26,254
baseline
▲ 0.50% · 4.625%
HK$27,852
+HK$1,598/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$52,508/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,484
−HK$1,485/mo
▼ 0.25% · 3.875%
HK$28,221
−HK$748/mo
Today · 4.125%
HK$28,969
baseline
▲ 0.50% · 4.625%
HK$30,496
+HK$1,527/mo
Deposit HK$4.43M · loan HK$5.42M · min. income ≈ HK$57,938/mo (50% DSR)
Upfront cash ≈ HK$4.79M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,951
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,789
−HK$852/mo
Today · 4.125%
HK$28,641
baseline
▲ 0.50% · 4.625%
HK$30,384
+HK$1,743/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$57,282/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,983
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$30,787
−HK$815/mo
Today · 4.125%
HK$31,602
baseline
▲ 0.50% · 4.625%
HK$33,268
+HK$1,666/mo
Deposit HK$3.94M · loan HK$5.91M · min. income ≈ HK$63,204/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,197
−HK$1,831/mo
▼ 0.25% · 3.875%
HK$30,105
−HK$923/mo
Today · 4.125%
HK$31,028
baseline
▲ 0.50% · 4.625%
HK$32,916
+HK$1,888/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$62,056/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,481
−HK$1,755/mo
▼ 0.25% · 3.875%
HK$33,352
−HK$884/mo
Today · 4.125%
HK$34,236
baseline
▲ 0.50% · 4.625%
HK$36,041
+HK$1,805/mo
Deposit HK$3.45M · loan HK$6.40M · min. income ≈ HK$68,472/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,443
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,421
−HK$993/mo
Today · 4.125%
HK$33,414
baseline
▲ 0.50% · 4.625%
HK$35,448
+HK$2,034/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$66,828/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,980
−HK$1,889/mo
▼ 0.25% · 3.875%
HK$35,918
−HK$951/mo
Today · 4.125%
HK$36,869
baseline
▲ 0.50% · 4.625%
HK$38,813
+HK$1,944/mo
Deposit HK$2.95M · loan HK$6.89M · min. income ≈ HK$73,738/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,689
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$34,736
−HK$1,065/mo
Today · 4.125%
HK$35,801
baseline
▲ 0.50% · 4.625%
HK$37,980
+HK$2,179/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$71,602/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,478
−HK$2,025/mo
▼ 0.25% · 3.875%
HK$38,483
−HK$1,020/mo
Today · 4.125%
HK$39,503
baseline
▲ 0.50% · 4.625%
HK$41,585
+HK$2,082/mo
Deposit HK$2.46M · loan HK$7.39M · min. income ≈ HK$79,006/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,934
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,052
−HK$1,136/mo
Today · 4.125%
HK$38,188
baseline
▲ 0.50% · 4.625%
HK$40,512
+HK$2,324/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$76,376/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,977
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$41,049
−HK$1,088/mo
Today · 4.125%
HK$42,137
baseline
▲ 0.50% · 4.625%
HK$44,358
+HK$2,221/mo
Deposit HK$1.97M · loan HK$7.88M · min. income ≈ HK$84,274/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,180
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,207/mo
Today · 4.125%
HK$40,575
baseline
▲ 0.50% · 4.625%
HK$43,043
+HK$2,468/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$81,150/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,475
−HK$2,295/mo
▼ 0.25% · 3.875%
HK$43,614
−HK$1,156/mo
Today · 4.125%
HK$44,770
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,360/mo
Deposit HK$1.48M · loan HK$8.37M · min. income ≈ HK$89,540/mo (50% DSR)
Upfront cash ≈ HK$1.83M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,426
−HK$2,535/mo
▼ 0.25% · 3.875%
HK$41,684
−HK$1,277/mo
Today · 4.125%
HK$42,961
baseline
▲ 0.50% · 4.625%
HK$45,575
+HK$2,614/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$85,922/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,974
−HK$2,430/mo
▼ 0.25% · 3.875%
HK$46,180
−HK$1,224/mo
Today · 4.125%
HK$47,404
baseline
▲ 0.50% · 4.625%
HK$49,902
+HK$2,498/mo
Deposit HK$985K · loan HK$8.86M · min. income ≈ HK$94,808/mo (50% DSR)
Upfront cash ≈ HK$1.34M (deposit + AVD stamp duty HK$354,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).