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Crescira AVM · estimated value ● Medium confidence
HK$14.35M
≈ HK$11,387 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.30M, with repayments around HK$48,675/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$45,803
−HK$2,872/mo
▼ 0.25% · 3.875%
HK$47,228
−HK$1,447/mo
Today · 4.125%
HK$48,675
baseline
▲ 0.50% · 4.625%
HK$51,637
+HK$2,962/mo

Deposit HK$4.30M · loan HK$10.04M · min. income ≈ HK$97,350/mo (50% DSR)

Upfront cash ≈ HK$4.84M (deposit + AVD stamp duty HK$538,039 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
1,260 ft²
Gross Area
1,619 ft²
Efficiency
78%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2019-06-11 HK$17.38M +28.7%
7.3y
2012-02-06 HK$13.50M +64.6%
10.6y
2001-07-18 HK$8.20M −27.3%
5.0y
1996-07-10 HK$11.28M +15.1%
0.4y
1996-02-08 HK$9.80M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Fong
≈ 16 min walk · 1,212 m
(quite far — consider other transport options)
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
6
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building