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Crescira AVM · estimated value ● Medium confidence
HK$17.36M
≈ HK$11,551 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$5.21M, with repayments around HK$58,900/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$55,425
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,149
−HK$1,751/mo
Today · 4.125%
HK$58,900
baseline
▲ 0.50% · 4.625%
HK$62,484
+HK$3,584/mo

Deposit HK$5.21M · loan HK$12.15M · min. income ≈ HK$117,800/mo (50% DSR)

Upfront cash ≈ HK$5.86M (deposit + AVD stamp duty HK$651,062 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B
Saleable Area
1,503 ft²
Gross Area
1,915 ft²
Efficiency
78%
District
Kwai Tsing District · New Territories West
School net (POA)
65

Transaction History

Date Price Gain / loss
2002-06-17 HK$8.60M −18.9%
3.8y
1998-09-02 HK$10.60M −34.2%
1.7y
1996-12-11 HK$16.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kwai Fong
≈ 16 min walk · 1,212 m
(quite far — consider other transport options)
Education
5
schools within 1 km (2 within 500 m)
Daily convenience
6
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
13
parks, libraries, sports within 1 km

Family-friendly — 5 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 13 parks, libraries and sports venues nearby.

Location

Other appraised units in this building