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Crescira AVM · estimated value Medium confidence
HK$4.73M
≈ HK$11,968 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$473K, with repayments around HK$20,620/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$19,403
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$20,006
−HK$614/mo
Today · 4.125%
HK$20,620
baseline
▲ 0.50% · 4.625%
HK$21,874
+HK$1,254/mo

Deposit HK$473K · loan HK$4.25M · min. income ≈ HK$41,240/mo (50% DSR)

Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$90,228 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Lok Fu Station
≈ 8 min walk · 567 m
Education
43
schools within 1 km (8 within 500 m)
Daily convenience
17
within 1 km (1 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
52
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mass Transit Railway Lok Fu Station Station.

Family-friendly — 43 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 52 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
A3
Saleable Area
395 Saleable ft²
Gross Area
453 ft²
Efficiency
87%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2019-05-03 HK$7.80M +39.3%
4.3y · 9.0%/yr
2015-01-02 HK$5.60M +239.4%
2005-01-29 HK$1.65M +0.0%
2004-10-20 HK$1.65M +37.5%
2004-08-28 HK$1.20M −25.0%
2004-05-12 HK$1.60M +6.7%
2004-01-13 HK$1.50M −11.8%
2003-11-18 HK$1.70M +65.0%
2003-11-04 HK$1.03M −39.4%
1998-12-18 HK$1.70M
Data sourced from Renavon.com