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Crescira AVM · estimated value Medium confidence
HK$11.57M
≈ HK$12,278 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.47M, with repayments around HK$39,236/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,921
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,070
−HK$1,166/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,624
+HK$2,388/mo

Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,472/mo (50% DSR)

Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$433,705 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
A
Saleable Area
942 ft²
Gross Area
1,204 ft²
Efficiency
78%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2012-09-05 HK$14.40M +12.5%
2008-05-29 HK$12.80M +73.4%
2007-04-12 HK$7.38M +0.0%
1995-09-08 HK$7.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 9 min walk · 713 m
Education
109
schools within 1 km (25 within 500 m)
Daily convenience
26
within 1 km (7 within 500 m)
Health
13
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 109 schools within a 1 km walk.

Everyday convenience — 26 shopping and daily-needs spots nearby.

Healthcare close by — 13 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com