▼ 0.50% · 3.625%
HK$19,174
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,771
−HK$606/mo
Today · 4.125%
HK$20,377
baseline
▲ 0.50% · 4.625%
HK$21,616
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,754/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,331
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,903
−HK$581/mo
Today · 4.125%
HK$22,484
baseline
▲ 0.50% · 4.625%
HK$23,669
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,968/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,092
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,748
−HK$666/mo
Today · 4.125%
HK$22,414
baseline
▲ 0.50% · 4.625%
HK$23,778
+HK$1,364/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,828/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,464
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$24,094
−HK$638/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,036
+HK$1,304/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$4.04M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,009
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,725
−HK$727/mo
Today · 4.125%
HK$24,452
baseline
▲ 0.50% · 4.625%
HK$25,940
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$48,904/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,597
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,284
−HK$696/mo
Today · 4.125%
HK$26,980
baseline
▲ 0.50% · 4.625%
HK$28,402
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.05M · min. income ≈ HK$53,960/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,926
−HK$1,564/mo
▼ 0.25% · 3.875%
HK$25,702
−HK$788/mo
Today · 4.125%
HK$26,490
baseline
▲ 0.50% · 4.625%
HK$28,101
+HK$1,611/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$52,980/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,730
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,474
−HK$755/mo
Today · 4.125%
HK$29,229
baseline
▲ 0.50% · 4.625%
HK$30,769
+HK$1,540/mo
Deposit HK$2.94M · loan HK$5.47M · min. income ≈ HK$58,458/mo (50% DSR)
Upfront cash ≈ HK$3.20M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,844
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,679
−HK$848/mo
Today · 4.125%
HK$28,527
baseline
▲ 0.50% · 4.625%
HK$30,263
+HK$1,736/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,054/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,864
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,664
−HK$813/mo
Today · 4.125%
HK$31,477
baseline
▲ 0.50% · 4.625%
HK$33,136
+HK$1,659/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$62,954/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,761
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,656
−HK$909/mo
Today · 4.125%
HK$30,565
baseline
▲ 0.50% · 4.625%
HK$32,425
+HK$1,860/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$61,130/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,997
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,855
−HK$870/mo
Today · 4.125%
HK$33,725
baseline
▲ 0.50% · 4.625%
HK$35,503
+HK$1,778/mo
Deposit HK$2.10M · loan HK$6.31M · min. income ≈ HK$67,450/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,679
−HK$1,924/mo
▼ 0.25% · 3.875%
HK$31,633
−HK$970/mo
Today · 4.125%
HK$32,603
baseline
▲ 0.50% · 4.625%
HK$34,586
+HK$1,983/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$65,206/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,130
−HK$1,844/mo
▼ 0.25% · 3.875%
HK$35,045
−HK$929/mo
Today · 4.125%
HK$35,974
baseline
▲ 0.50% · 4.625%
HK$37,870
+HK$1,896/mo
Deposit HK$1.68M · loan HK$6.73M · min. income ≈ HK$71,948/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,596
−HK$2,044/mo
▼ 0.25% · 3.875%
HK$33,610
−HK$1,030/mo
Today · 4.125%
HK$34,640
baseline
▲ 0.50% · 4.625%
HK$36,748
+HK$2,108/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$69,280/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,263
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$37,235
−HK$987/mo
Today · 4.125%
HK$38,222
baseline
▲ 0.50% · 4.625%
HK$40,237
+HK$2,015/mo
Deposit HK$1.26M · loan HK$7.15M · min. income ≈ HK$76,444/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,514
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,587
−HK$1,091/mo
Today · 4.125%
HK$36,678
baseline
▲ 0.50% · 4.625%
HK$38,910
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,356/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,396
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,426
−HK$1,044/mo
Today · 4.125%
HK$40,470
baseline
▲ 0.50% · 4.625%
HK$42,604
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,940/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,264 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).