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Crescira AVM · estimated value Medium confidence
HK$16.17M
≈ HK$13,352 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.85M, with repayments around HK$54,855/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$51,618
−HK$3,237/mo
▼ 0.25% · 3.875%
HK$53,224
−HK$1,631/mo
Today · 4.125%
HK$54,855
baseline
▲ 0.50% · 4.625%
HK$58,193
+HK$3,338/mo

Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,710/mo (50% DSR)

Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,352 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
C
Saleable Area
1,211 ft²
Gross Area
1,308 ft²
Efficiency
93%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2021-09-30 HK$23.60M +4.9%
3.2y
2018-07-30 HK$22.50M +125.0%
21.1y
1997-07-16 HK$10.00M +55.0%
1996-01-09 HK$6.45M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 11 min walk · 863 m
Education
108
schools within 1 km (26 within 500 m)
Daily convenience
20
within 1 km (2 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Family-friendly — 108 schools within a 1 km walk.

Everyday convenience — 20 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com