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Crescira AVM · estimated value Medium confidence
HK$15.11M
≈ HK$10,211 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.53M, with repayments around HK$51,270/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$48,244
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,745
−HK$1,525/mo
Today · 4.125%
HK$51,270
baseline
▲ 0.50% · 4.625%
HK$54,389
+HK$3,119/mo

Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,540/mo (50% DSR)

Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,719 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
NO. 32
Saleable Area
1,480 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2004-07-23 HK$6.30M +31.2%
2002-01-14 HK$4.80M −28.1%
1999-09-11 HK$6.68M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 12 min walk · 950 m
Education
107
schools within 1 km (33 within 500 m)
Daily convenience
15
within 1 km (1 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 107 schools within a 1 km walk.

Everyday convenience — 15 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com