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Crescira AVM · estimated value Medium confidence
HK$11.28M
≈ HK$10,764 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.38M, with repayments around HK$38,271/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,013
−HK$2,258/mo
▼ 0.25% · 3.875%
HK$37,133
−HK$1,138/mo
Today · 4.125%
HK$38,271
baseline
▲ 0.50% · 4.625%
HK$40,600
+HK$2,329/mo

Deposit HK$3.38M · loan HK$7.90M · min. income ≈ HK$76,542/mo (50% DSR)

Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$423,039 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
E
Saleable Area
1,048 ft²
Gross Area
1,133 ft²
Efficiency
92%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2017-02-01 HK$13.68M +243.7%
12.1y
2004-12-29 HK$3.98M +50.2%
2001-11-17 HK$2.65M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 9 min walk · 654 m
Education
42
schools within 1 km (8 within 500 m)
Daily convenience
17
within 1 km (3 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
41
parks, libraries, sports within 1 km

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 41 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com