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Crescira AVM · estimated value Medium confidence
HK$24.71M
≈ HK$24,510 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.41M, with repayments around HK$83,818/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$78,872
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,326
−HK$2,492/mo
Today · 4.125%
HK$83,818
baseline
▲ 0.50% · 4.625%
HK$88,918
+HK$5,100/mo

Deposit HK$7.41M · loan HK$17.29M · min. income ≈ HK$167,636/mo (50% DSR)

Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,031 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
A
Saleable Area
1,008 ft²
Gross Area
1,373 ft²
Efficiency
73%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2013-04-19 HK$23.68M +82.2%
2007-07-10 HK$13.00M +18.5%
2004-09-21 HK$10.97M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 7 min walk · 497 m
Education
35
schools within 1 km (7 within 500 m)
Daily convenience
5
within 1 km (2 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com