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Crescira AVM · estimated value Medium confidence
HK$62.66M
≈ HK$27,629 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$18.80M, with repayments around HK$212,588/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$200,043
−HK$12,545/mo
▼ 0.25% · 3.875%
HK$206,266
−HK$6,322/mo
Today · 4.125%
HK$212,588
baseline
▲ 0.50% · 4.625%
HK$225,523
+HK$12,935/mo

Deposit HK$18.80M · loan HK$43.86M · min. income ≈ HK$425,176/mo (50% DSR)

Upfront cash ≈ HK$21.46M (deposit + AVD stamp duty HK$2,663,187 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
B
Saleable Area
2,268 ft²
Gross Area
2,891 ft²
Efficiency
78%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2019-09-17 HK$95.00M +15.9%
4.1y
2015-08-28 HK$82.00M +86.4%
2007-07-24 HK$44.00M +29.4%
2005-06-24 HK$34.00M +43.4%
2003-03-27 HK$23.71M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 9 min walk · 678 m
Education
27
schools within 1 km (2 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
31
parks, libraries, sports within 1 km

Family-friendly — 27 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 31 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com