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Crescira AVM · estimated value Medium confidence
HK$28.01M
≈ HK$22,684 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.40M, with repayments around HK$95,040/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$89,432
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,214
−HK$2,826/mo
Today · 4.125%
HK$95,040
baseline
▲ 0.50% · 4.625%
HK$100,823
+HK$5,783/mo

Deposit HK$8.40M · loan HK$19.61M · min. income ≈ HK$190,080/mo (50% DSR)

Upfront cash ≈ HK$9.59M (deposit + AVD stamp duty HK$1,190,611 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B
Saleable Area
1,235 ft²
Gross Area
1,591 ft²
Efficiency
78%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2011-11-21 HK$26.09M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 8 min walk · 602 m
Education
52
schools within 1 km (8 within 500 m)
Daily convenience
18
within 1 km (1 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com