Skip to content
Crescira AVM · estimated value Medium confidence
HK$22.71M
≈ HK$19,561 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.81M, with repayments around HK$77,045/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$72,499
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$74,754
−HK$2,291/mo
Today · 4.125%
HK$77,045
baseline
▲ 0.50% · 4.625%
HK$81,733
+HK$4,688/mo

Deposit HK$6.81M · loan HK$15.90M · min. income ≈ HK$154,090/mo (50% DSR)

Upfront cash ≈ HK$7.78M (deposit + AVD stamp duty HK$965,178 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
B
Saleable Area
1,161 ft²
Gross Area
1,505 ft²
Efficiency
77%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2018-06-15 HK$31.80M +203.4%
13.7y
2004-10-15 HK$10.48M +47.6%
2003-10-15 HK$7.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 8 min walk · 566 m
Education
30
schools within 1 km (4 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 30 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com