Skip to content
Crescira AVM · estimated value Medium confidence
HK$36.56M
≈ HK$24,386 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.97M, with repayments around HK$124,015/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$116,697
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$120,327
−HK$3,688/mo
Today · 4.125%
HK$124,015
baseline
▲ 0.50% · 4.625%
HK$131,561
+HK$7,546/mo

Deposit HK$10.97M · loan HK$25.59M · min. income ≈ HK$248,030/mo (50% DSR)

Upfront cash ≈ HK$12.52M (deposit + AVD stamp duty HK$1,553,593 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
A
Saleable Area
1,499 ft²
Gross Area
1,910 ft²
Efficiency
78%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2012-10-16 HK$45.50M +144.1%
2005-01-11 HK$18.64M +50.6%
2003-03-27 HK$12.38M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 6 min walk · 471 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
5
within 1 km (3 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com