Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$21.69M
≈ HK$21,165 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.51M, with repayments around HK$73,598/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$69,255
−HK$4,343/mo
▼ 0.25% · 3.875%
HK$71,409
−HK$2,189/mo
Today · 4.125%
HK$73,598
baseline
▲ 0.50% · 4.625%
HK$78,076
+HK$4,478/mo

Deposit HK$6.51M · loan HK$15.19M · min. income ≈ HK$147,196/mo (50% DSR)

Upfront cash ≈ HK$7.43M (deposit + AVD stamp duty HK$919,392 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
5/F
Flat
E
Saleable Area
1,025 ft²
Gross Area
1,390 ft²
Efficiency
74%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2008-08-14 HK$14.05M +33.8%
2.4y
2006-03-15 HK$10.50M +68.8%
2.4y
2003-10-21 HK$6.22M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 7 min walk · 497 m
Education
35
schools within 1 km (7 within 500 m)
Daily convenience
5
within 1 km (2 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
33
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 35 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 33 parks, libraries and sports venues nearby.

Location

Other appraised units in this building