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Crescira AVM · estimated value ● Medium confidence
HK$41.42M
≈ HK$23,178 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$12.43M, with repayments around HK$140,516/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$132,224
−HK$8,292/mo
▼ 0.25% · 3.875%
HK$136,337
−HK$4,179/mo
Today · 4.125%
HK$140,516
baseline
▲ 0.50% · 4.625%
HK$149,066
+HK$8,550/mo

Deposit HK$12.43M · loan HK$28.99M · min. income ≈ HK$281,032/mo (50% DSR)

Upfront cash ≈ HK$14.19M (deposit + AVD stamp duty HK$1,760,302 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
D
Saleable Area
1,787 ft²
Gross Area
2,222 ft²
Efficiency
80%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2009-01-14 HK$24.60M +3.5%
4.2y
2004-11-10 HK$23.78M +81.5%
1.6y
2003-04-17 HK$13.10M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 6 min walk · 471 m
Education
33
schools within 1 km (8 within 500 m)
Daily convenience
5
within 1 km (3 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Kowloon Tong Station (a rail station within an 8-min walk earns this label).

Family-friendly — 33 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building