▼ 0.50% · 3.625%
HK$18,285
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,854
−HK$578/mo
Today · 4.125%
HK$19,432
baseline
▲ 0.50% · 4.625%
HK$20,614
+HK$1,182/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,864/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,342
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,888
−HK$553/mo
Today · 4.125%
HK$21,441
baseline
▲ 0.50% · 4.625%
HK$22,571
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,882/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,114
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,739
−HK$636/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,676
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,376
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,976
−HK$609/mo
Today · 4.125%
HK$23,585
baseline
▲ 0.50% · 4.625%
HK$24,828
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,170/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,942
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,625
−HK$693/mo
Today · 4.125%
HK$23,318
baseline
▲ 0.50% · 4.625%
HK$24,737
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,636/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,410
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,065
−HK$664/mo
Today · 4.125%
HK$25,729
baseline
▲ 0.50% · 4.625%
HK$27,085
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,458/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,771
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,510
−HK$751/mo
Today · 4.125%
HK$25,261
baseline
▲ 0.50% · 4.625%
HK$26,798
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,522/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,445
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,154
−HK$719/mo
Today · 4.125%
HK$27,873
baseline
▲ 0.50% · 4.625%
HK$29,343
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,746/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,599
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,395
−HK$809/mo
Today · 4.125%
HK$27,204
baseline
▲ 0.50% · 4.625%
HK$28,860
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,408/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,479
−HK$1,538/mo
▼ 0.25% · 3.875%
HK$29,243
−HK$774/mo
Today · 4.125%
HK$30,017
baseline
▲ 0.50% · 4.625%
HK$31,600
+HK$1,583/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,034/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,428
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,281
−HK$867/mo
Today · 4.125%
HK$29,148
baseline
▲ 0.50% · 4.625%
HK$30,921
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,296/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,513
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,331
−HK$831/mo
Today · 4.125%
HK$32,162
baseline
▲ 0.50% · 4.625%
HK$33,857
+HK$1,695/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,324/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,256
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,166
−HK$925/mo
Today · 4.125%
HK$31,091
baseline
▲ 0.50% · 4.625%
HK$32,983
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,182/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,547
−HK$1,759/mo
▼ 0.25% · 3.875%
HK$33,420
−HK$886/mo
Today · 4.125%
HK$34,306
baseline
▲ 0.50% · 4.625%
HK$36,114
+HK$1,808/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,612/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,085
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,052
−HK$982/mo
Today · 4.125%
HK$33,034
baseline
▲ 0.50% · 4.625%
HK$35,044
+HK$2,010/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,068/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,581
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$941/mo
Today · 4.125%
HK$36,450
baseline
▲ 0.50% · 4.625%
HK$38,371
+HK$1,921/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,900/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,913
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$1,040/mo
Today · 4.125%
HK$34,977
baseline
▲ 0.50% · 4.625%
HK$37,105
+HK$2,128/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,954/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,616
−HK$1,978/mo
▼ 0.25% · 3.875%
HK$37,598
−HK$996/mo
Today · 4.125%
HK$38,594
baseline
▲ 0.50% · 4.625%
HK$40,628
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,188/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,567 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).