Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$39.48M
≈ HK$23,418 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$11.84M, with repayments around HK$133,946/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$126,042
−HK$7,904/mo
▼ 0.25% · 3.875%
HK$129,962
−HK$3,984/mo
Today · 4.125%
HK$133,946
baseline
▲ 0.50% · 4.625%
HK$142,096
+HK$8,150/mo

Deposit HK$11.84M · loan HK$27.64M · min. income ≈ HK$267,892/mo (50% DSR)

Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,677,998 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
B
Saleable Area
1,686 ft²
Gross Area
2,177 ft²
Efficiency
77%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2013-12-06 HK$48.88M +23.0%
2.0y
2011-11-24 HK$39.75M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Lok Fu
≈ 8 min walk · 602 m
Education
52
schools within 1 km (9 within 500 m)
Daily convenience
18
within 1 km (1 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Other appraised units in this building