▼ 0.50% · 3.625%
HK$17,902
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,459
−HK$566/mo
Today · 4.125%
HK$19,025
baseline
▲ 0.50% · 4.625%
HK$20,183
+HK$1,158/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,050/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,916
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,450
−HK$542/mo
Today · 4.125%
HK$20,992
baseline
▲ 0.50% · 4.625%
HK$22,099
+HK$1,107/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$41,984/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,693
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$20,305
−HK$622/mo
Today · 4.125%
HK$20,927
baseline
▲ 0.50% · 4.625%
HK$22,201
+HK$1,274/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$41,854/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,908
−HK$1,183/mo
▼ 0.25% · 3.875%
HK$22,495
−HK$596/mo
Today · 4.125%
HK$23,091
baseline
▲ 0.50% · 4.625%
HK$24,309
+HK$1,218/mo
Deposit HK$3.53M · loan HK$4.32M · min. income ≈ HK$46,182/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,483
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,151
−HK$679/mo
Today · 4.125%
HK$22,830
baseline
▲ 0.50% · 4.625%
HK$24,219
+HK$1,389/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$45,660/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,899
−HK$1,292/mo
▼ 0.25% · 3.875%
HK$24,540
−HK$651/mo
Today · 4.125%
HK$25,191
baseline
▲ 0.50% · 4.625%
HK$26,518
+HK$1,327/mo
Deposit HK$3.14M · loan HK$4.71M · min. income ≈ HK$50,382/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,273
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,997
−HK$735/mo
Today · 4.125%
HK$24,732
baseline
▲ 0.50% · 4.625%
HK$26,237
+HK$1,505/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$49,464/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,891
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,585
−HK$705/mo
Today · 4.125%
HK$27,290
baseline
▲ 0.50% · 4.625%
HK$28,728
+HK$1,438/mo
Deposit HK$2.75M · loan HK$5.10M · min. income ≈ HK$54,580/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,063
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,843
−HK$792/mo
Today · 4.125%
HK$26,635
baseline
▲ 0.50% · 4.625%
HK$28,256
+HK$1,621/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$53,270/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,883
−HK$1,506/mo
▼ 0.25% · 3.875%
HK$28,630
−HK$759/mo
Today · 4.125%
HK$29,389
baseline
▲ 0.50% · 4.625%
HK$30,938
+HK$1,549/mo
Deposit HK$2.36M · loan HK$5.50M · min. income ≈ HK$58,778/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,853
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$27,689
−HK$848/mo
Today · 4.125%
HK$28,537
baseline
▲ 0.50% · 4.625%
HK$30,274
+HK$1,737/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$57,074/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,874
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,675
−HK$813/mo
Today · 4.125%
HK$31,488
baseline
▲ 0.50% · 4.625%
HK$33,148
+HK$1,660/mo
Deposit HK$1.96M · loan HK$5.89M · min. income ≈ HK$62,976/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,644
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$29,535
−HK$905/mo
Today · 4.125%
HK$30,440
baseline
▲ 0.50% · 4.625%
HK$32,292
+HK$1,852/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$60,880/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,866
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$32,720
−HK$867/mo
Today · 4.125%
HK$33,587
baseline
▲ 0.50% · 4.625%
HK$35,358
+HK$1,771/mo
Deposit HK$1.57M · loan HK$6.28M · min. income ≈ HK$67,174/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,434
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$31,381
−HK$961/mo
Today · 4.125%
HK$32,342
baseline
▲ 0.50% · 4.625%
HK$34,310
+HK$1,968/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$64,684/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,857
−HK$1,830/mo
▼ 0.25% · 3.875%
HK$34,766
−HK$921/mo
Today · 4.125%
HK$35,687
baseline
▲ 0.50% · 4.625%
HK$37,568
+HK$1,881/mo
Deposit HK$1.18M · loan HK$6.67M · min. income ≈ HK$71,374/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,224
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$33,227
−HK$1,018/mo
Today · 4.125%
HK$34,245
baseline
▲ 0.50% · 4.625%
HK$36,329
+HK$2,084/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$68,490/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,849
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$36,811
−HK$975/mo
Today · 4.125%
HK$37,786
baseline
▲ 0.50% · 4.625%
HK$39,778
+HK$1,992/mo
Deposit HK$785K · loan HK$7.07M · min. income ≈ HK$75,572/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,531 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).