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Crescira AVM · estimated value Medium confidence
HK$29.57M
≈ HK$21,870 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.87M, with repayments around HK$100,310/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$94,391
−HK$5,919/mo
▼ 0.25% · 3.875%
HK$97,327
−HK$2,983/mo
Today · 4.125%
HK$100,310
baseline
▲ 0.50% · 4.625%
HK$106,414
+HK$6,104/mo

Deposit HK$8.87M · loan HK$20.70M · min. income ≈ HK$200,620/mo (50% DSR)

Upfront cash ≈ HK$10.13M (deposit + AVD stamp duty HK$1,256,633 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
G/F
Flat
D
Saleable Area
1,352 ft²
Gross Area
1,701 ft²
Efficiency
79%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2024-09-12 HK$16.80M −30.9%
6.2y
2018-07-05 HK$24.30M −16.2%
5.7y
2012-10-30 HK$29.01M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 9 min walk · 720 m
Education
25
schools within 1 km (3 within 500 m)
Daily convenience
8
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
32
parks, libraries, sports within 1 km

Family-friendly — 25 schools within a 1 km walk.

Everyday convenience — 8 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 32 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com