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Crescira AVM · estimated value Medium confidence
HK$25.08M
≈ HK$25,781 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.53M, with repayments around HK$85,101/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$80,080
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,570
−HK$2,531/mo
Today · 4.125%
HK$85,101
baseline
▲ 0.50% · 4.625%
HK$90,279
+HK$5,178/mo

Deposit HK$7.53M · loan HK$17.56M · min. income ≈ HK$170,202/mo (50% DSR)

Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$1,066,102 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
973 ft²
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2024-08-29 HK$30.98M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 10 min walk · 780 m
Education
89
schools within 1 km (20 within 500 m)
Daily convenience
23
within 1 km (8 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
56
parks, libraries, sports within 1 km

Family-friendly — 89 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 56 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com