Skip to content
Crescira AVM · estimated value Medium confidence
HK$46.96M
≈ HK$26,429 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.09M, with repayments around HK$159,328/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$149,926
−HK$9,402/mo
▼ 0.25% · 3.875%
HK$154,590
−HK$4,738/mo
Today · 4.125%
HK$159,328
baseline
▲ 0.50% · 4.625%
HK$169,023
+HK$9,695/mo

Deposit HK$14.09M · loan HK$32.87M · min. income ≈ HK$318,656/mo (50% DSR)

Upfront cash ≈ HK$16.09M (deposit + AVD stamp duty HK$1,995,975 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
8號
Saleable Area
1,777 ft²
Gross Area
2,420 ft²
Efficiency
73%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2020-12-24 HK$52.58M +13.4%
5.2y
2015-10-26 HK$46.38M −26.4%
2012-06-18 HK$63.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 10 min walk · 728 m
Education
109
schools within 1 km (23 within 500 m)
Daily convenience
22
within 1 km (7 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 109 schools within a 1 km walk.

Everyday convenience — 22 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com