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Crescira AVM · estimated value Medium confidence
HK$11.57M
≈ HK$13,120 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.47M, with repayments around HK$39,260/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$36,943
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,092
−HK$1,168/mo
Today · 4.125%
HK$39,260
baseline
▲ 0.50% · 4.625%
HK$41,648
+HK$2,388/mo

Deposit HK$3.47M · loan HK$8.10M · min. income ≈ HK$78,520/mo (50% DSR)

Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$433,961 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
6/F
Flat
E
Saleable Area
882 ft²
Gross Area
1,021 ft²
Efficiency
86%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2000-11-30 HK$4.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 13 min walk · 996 m
Education
118
schools within 1 km (29 within 500 m)
Daily convenience
19
within 1 km (1 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
49
parks, libraries, sports within 1 km

Family-friendly — 118 schools within a 1 km walk.

Everyday convenience — 19 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 49 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com