▼ 0.50% · 3.625%
HK$3,242
−HK$203/mo
▼ 0.25% · 3.875%
HK$3,343
−HK$102/mo
Today · 4.125%
HK$3,445
baseline
▲ 0.50% · 4.625%
HK$3,655
+HK$210/mo
Deposit HK$711K · loan HK$711K · min. income ≈ HK$6,890/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,607
−HK$194/mo
▼ 0.25% · 3.875%
HK$3,703
−HK$98/mo
Today · 4.125%
HK$3,801
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$201/mo
Deposit HK$711K · loan HK$711K · min. income ≈ HK$7,602/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,566
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,677
−HK$113/mo
Today · 4.125%
HK$3,790
baseline
▲ 0.50% · 4.625%
HK$4,020
+HK$230/mo
Deposit HK$640K · loan HK$782K · min. income ≈ HK$7,580/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,967
−HK$215/mo
▼ 0.25% · 3.875%
HK$4,074
−HK$108/mo
Today · 4.125%
HK$4,182
baseline
▲ 0.50% · 4.625%
HK$4,402
+HK$220/mo
Deposit HK$640K · loan HK$782K · min. income ≈ HK$8,364/mo (50% DSR)
Upfront cash ≈ HK$640K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,890
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,011
−HK$123/mo
Today · 4.125%
HK$4,134
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$252/mo
Deposit HK$569K · loan HK$853K · min. income ≈ HK$8,268/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,444
−HK$118/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,802
+HK$240/mo
Deposit HK$569K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,215
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,346
−HK$133/mo
Today · 4.125%
HK$4,479
baseline
▲ 0.50% · 4.625%
HK$4,751
+HK$272/mo
Deposit HK$498K · loan HK$924K · min. income ≈ HK$8,958/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,689
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,814
−HK$128/mo
Today · 4.125%
HK$4,942
baseline
▲ 0.50% · 4.625%
HK$5,202
+HK$260/mo
Deposit HK$498K · loan HK$924K · min. income ≈ HK$9,884/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,539
−HK$284/mo
▼ 0.25% · 3.875%
HK$4,680
−HK$143/mo
Today · 4.125%
HK$4,823
baseline
▲ 0.50% · 4.625%
HK$5,117
+HK$294/mo
Deposit HK$427K · loan HK$995K · min. income ≈ HK$9,646/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,049
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$137/mo
Today · 4.125%
HK$5,322
baseline
▲ 0.50% · 4.625%
HK$5,603
+HK$281/mo
Deposit HK$427K · loan HK$995K · min. income ≈ HK$10,644/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$154/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$314/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$301/mo
Deposit HK$355K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,187
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,348
−HK$164/mo
Today · 4.125%
HK$5,512
baseline
▲ 0.50% · 4.625%
HK$5,848
+HK$336/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$11,024/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,771
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,925
−HK$157/mo
Today · 4.125%
HK$6,082
baseline
▲ 0.50% · 4.625%
HK$6,403
+HK$321/mo
Deposit HK$284K · loan HK$1.14M · min. income ≈ HK$12,164/mo (50% DSR)
Upfront cash ≈ HK$284K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,511
−HK$346/mo
▼ 0.25% · 3.875%
HK$5,683
−HK$174/mo
Today · 4.125%
HK$5,857
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$356/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$11,714/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,131
−HK$332/mo
▼ 0.25% · 3.875%
HK$6,296
−HK$167/mo
Today · 4.125%
HK$6,463
baseline
▲ 0.50% · 4.625%
HK$6,803
+HK$340/mo
Deposit HK$213K · loan HK$1.21M · min. income ≈ HK$12,926/mo (50% DSR)
Upfront cash ≈ HK$213K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$184/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,579
+HK$378/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,492
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,666
−HK$177/mo
Today · 4.125%
HK$6,843
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$360/mo
Deposit HK$142K · loan HK$1.28M · min. income ≈ HK$13,686/mo (50% DSR)
Upfront cash ≈ HK$142K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).