▼ 0.50% · 3.625%
HK$4,556
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,698
−HK$144/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,137
+HK$295/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,069
−HK$274/mo
▼ 0.25% · 3.875%
HK$5,205
−HK$138/mo
Today · 4.125%
HK$5,343
baseline
▲ 0.50% · 4.625%
HK$5,624
+HK$281/mo
Deposit HK$999K · loan HK$999K · min. income ≈ HK$10,686/mo (50% DSR)
Upfront cash ≈ HK$999K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$158/mo
Today · 4.125%
HK$5,326
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$324/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$10,652/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,576
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,725
−HK$152/mo
Today · 4.125%
HK$5,877
baseline
▲ 0.50% · 4.625%
HK$6,187
+HK$310/mo
Deposit HK$899K · loan HK$1.10M · min. income ≈ HK$11,754/mo (50% DSR)
Upfront cash ≈ HK$899K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,638
−HK$173/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,164
+HK$353/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,083
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,246
−HK$165/mo
Today · 4.125%
HK$6,411
baseline
▲ 0.50% · 4.625%
HK$6,749
+HK$338/mo
Deposit HK$799K · loan HK$1.20M · min. income ≈ HK$12,822/mo (50% DSR)
Upfront cash ≈ HK$799K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,108
−HK$187/mo
Today · 4.125%
HK$6,295
baseline
▲ 0.50% · 4.625%
HK$6,678
+HK$383/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$12,590/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,590
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,766
−HK$180/mo
Today · 4.125%
HK$6,946
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$366/mo
Deposit HK$699K · loan HK$1.30M · min. income ≈ HK$13,892/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,379
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,577
−HK$202/mo
Today · 4.125%
HK$6,779
baseline
▲ 0.50% · 4.625%
HK$7,191
+HK$412/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,558/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,096
−HK$384/mo
▼ 0.25% · 3.875%
HK$7,287
−HK$193/mo
Today · 4.125%
HK$7,480
baseline
▲ 0.50% · 4.625%
HK$7,874
+HK$394/mo
Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$14,960/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,835
−HK$428/mo
▼ 0.25% · 3.875%
HK$7,047
−HK$216/mo
Today · 4.125%
HK$7,263
baseline
▲ 0.50% · 4.625%
HK$7,705
+HK$442/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$14,526/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,603
−HK$411/mo
▼ 0.25% · 3.875%
HK$7,807
−HK$207/mo
Today · 4.125%
HK$8,014
baseline
▲ 0.50% · 4.625%
HK$8,437
+HK$423/mo
Deposit HK$500K · loan HK$1.50M · min. income ≈ HK$16,028/mo (50% DSR)
Upfront cash ≈ HK$500K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,290
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,517
−HK$230/mo
Today · 4.125%
HK$7,747
baseline
▲ 0.50% · 4.625%
HK$8,219
+HK$472/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$15,494/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,110
−HK$438/mo
▼ 0.25% · 3.875%
HK$8,328
−HK$220/mo
Today · 4.125%
HK$8,548
baseline
▲ 0.50% · 4.625%
HK$8,999
+HK$451/mo
Deposit HK$400K · loan HK$1.60M · min. income ≈ HK$17,096/mo (50% DSR)
Upfront cash ≈ HK$400K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,746
−HK$486/mo
▼ 0.25% · 3.875%
HK$7,987
−HK$245/mo
Today · 4.125%
HK$8,232
baseline
▲ 0.50% · 4.625%
HK$8,732
+HK$500/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$16,464/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,617
−HK$466/mo
▼ 0.25% · 3.875%
HK$8,848
−HK$235/mo
Today · 4.125%
HK$9,083
baseline
▲ 0.50% · 4.625%
HK$9,561
+HK$478/mo
Deposit HK$300K · loan HK$1.70M · min. income ≈ HK$18,166/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,201
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,457
−HK$259/mo
Today · 4.125%
HK$8,716
baseline
▲ 0.50% · 4.625%
HK$9,246
+HK$530/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$17,432/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,124
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,369
−HK$248/mo
Today · 4.125%
HK$9,617
baseline
▲ 0.50% · 4.625%
HK$10,124
+HK$507/mo
Deposit HK$200K · loan HK$1.80M · min. income ≈ HK$19,234/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).