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At today's rate and a 90% mortgage, the deposit on this unit is about HK$305K, with repayments around HK$13,310/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$305K · loan HK$2.75M · min. income ≈ HK$26,620/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 63 schools within a 1 km walk.
Everyday convenience — 101 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 93 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- C
- Saleable Area
- 259 Saleable ft²
- Gross Area
- 376 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-21 | HK$4.28M | +22.3% 3.2y · 7.0%/yr |
| 2017-08-30 | HK$3.50M | +27.3% 4.1y · 7.0%/yr |
| 2013-08-07 | HK$2.75M | +44.0% |
| 2011-03-17 | HK$1.91M | +43.6% |
| 2009-06-24 | HK$1.33M | +6.4% |
| 2009-06-02 | HK$1.25M | +10.6% |
| 2008-02-15 | HK$1.13M | — |