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At today's rate and a 90% mortgage, the deposit on this unit is about HK$385K, with repayments around HK$16,773/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$385K · loan HK$3.46M · min. income ≈ HK$33,546/mo (50% DSR)
Upfront cash ≈ HK$385K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 94 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 66 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 357 Saleable ft²
- Gross Area
- 537 ft²
- Efficiency
- 66%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-15 | HK$3.60M | −10.0% 8.7y · −1.0%/yr |
| 2017-02-03 | HK$4.00M | +26.6% 3.5y · 8.0%/yr |
| 2013-08-16 | HK$3.16M | +101.3% |
| 2010-11-02 | HK$1.57M | +0.0% |
| 2009-11-04 | HK$1.57M | +3.3% |
| 2009-08-17 | HK$1.52M | +83.1% |
| 2008-10-16 | HK$830K | — |