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At today's rate and a 90% mortgage, the deposit on this unit is about HK$426K, with repayments around HK$18,596/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$426K · loan HK$3.84M · min. income ≈ HK$37,192/mo (50% DSR)
Upfront cash ≈ HK$479K (deposit + AVD stamp duty HK$52,766 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Prince Edward Station Station.
Family-friendly — 81 schools within a 1 km walk.
Everyday convenience — 84 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 87 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- B
- Saleable Area
- 330 Saleable ft²
- Gross Area
- 527 ft²
- Efficiency
- 63%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 32
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-08-20 | HK$5.80M | +4.5% 1.5y · 3.0%/yr |
| 2018-02-05 | HK$5.55M | +217.1% 8.7y · 25.0%/yr |
| 2009-06-03 | HK$1.75M | +29.6% |
| 2004-07-30 | HK$1.35M | +17.4% |
| 2001-11-27 | HK$1.15M | −62.8% |
| 1997-02-27 | HK$3.09M | — |