▼ 0.50% · 3.625%
HK$4,202
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,333
−HK$133/mo
Today · 4.125%
HK$4,466
baseline
▲ 0.50% · 4.625%
HK$4,738
+HK$272/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$8,932/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,675
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,800
−HK$128/mo
Today · 4.125%
HK$4,928
baseline
▲ 0.50% · 4.625%
HK$5,187
+HK$259/mo
Deposit HK$921K · loan HK$921K · min. income ≈ HK$9,856/mo (50% DSR)
Upfront cash ≈ HK$922K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,623
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,766
−HK$146/mo
Today · 4.125%
HK$4,912
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$299/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$9,824/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,143
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,280
−HK$140/mo
Today · 4.125%
HK$5,420
baseline
▲ 0.50% · 4.625%
HK$5,706
+HK$286/mo
Deposit HK$829K · loan HK$1.01M · min. income ≈ HK$10,840/mo (50% DSR)
Upfront cash ≈ HK$829K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$159/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$326/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$153/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$312/mo
Deposit HK$737K · loan HK$1.11M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,463
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,633
−HK$173/mo
Today · 4.125%
HK$5,806
baseline
▲ 0.50% · 4.625%
HK$6,159
+HK$353/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$11,612/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,241
−HK$165/mo
Today · 4.125%
HK$6,406
baseline
▲ 0.50% · 4.625%
HK$6,744
+HK$338/mo
Deposit HK$645K · loan HK$1.20M · min. income ≈ HK$12,812/mo (50% DSR)
Upfront cash ≈ HK$645K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,883
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,066
−HK$186/mo
Today · 4.125%
HK$6,252
baseline
▲ 0.50% · 4.625%
HK$6,633
+HK$381/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$12,504/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,545
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,721
−HK$178/mo
Today · 4.125%
HK$6,899
baseline
▲ 0.50% · 4.625%
HK$7,262
+HK$363/mo
Deposit HK$553K · loan HK$1.29M · min. income ≈ HK$13,798/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,303
−HK$396/mo
▼ 0.25% · 3.875%
HK$6,500
−HK$199/mo
Today · 4.125%
HK$6,699
baseline
▲ 0.50% · 4.625%
HK$7,106
+HK$407/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$13,398/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,013
−HK$378/mo
▼ 0.25% · 3.875%
HK$7,201
−HK$190/mo
Today · 4.125%
HK$7,391
baseline
▲ 0.50% · 4.625%
HK$7,781
+HK$390/mo
Deposit HK$461K · loan HK$1.38M · min. income ≈ HK$14,782/mo (50% DSR)
Upfront cash ≈ HK$461K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,724
−HK$421/mo
▼ 0.25% · 3.875%
HK$6,933
−HK$212/mo
Today · 4.125%
HK$7,145
baseline
▲ 0.50% · 4.625%
HK$7,580
+HK$435/mo
Deposit HK$369K · loan HK$1.47M · min. income ≈ HK$14,290/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,480
−HK$404/mo
▼ 0.25% · 3.875%
HK$7,681
−HK$203/mo
Today · 4.125%
HK$7,884
baseline
▲ 0.50% · 4.625%
HK$8,300
+HK$416/mo
Deposit HK$369K · loan HK$1.47M · min. income ≈ HK$15,768/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,144
−HK$448/mo
▼ 0.25% · 3.875%
HK$7,366
−HK$226/mo
Today · 4.125%
HK$7,592
baseline
▲ 0.50% · 4.625%
HK$8,054
+HK$462/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$15,184/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,948
−HK$429/mo
▼ 0.25% · 3.875%
HK$8,161
−HK$216/mo
Today · 4.125%
HK$8,377
baseline
▲ 0.50% · 4.625%
HK$8,818
+HK$441/mo
Deposit HK$276K · loan HK$1.57M · min. income ≈ HK$16,754/mo (50% DSR)
Upfront cash ≈ HK$277K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,564
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,799
−HK$239/mo
Today · 4.125%
HK$8,038
baseline
▲ 0.50% · 4.625%
HK$8,528
+HK$490/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,076/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,415
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,641
−HK$229/mo
Today · 4.125%
HK$8,870
baseline
▲ 0.50% · 4.625%
HK$9,337
+HK$467/mo
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$17,740/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).